Updated Staking and Lending rates
We regularly update our Staking (now ‘Flex’ and ‘Fixed’) and Lending earn rates. Below, you’ll find the most recent rates per asset.
New Staking structure: Introducing Flex and Fixed
We’re introducing a redefined structure for Staking at Bitvavo, designed to give you more control over how you earn passive returns on your existing crypto holdings.
With Flex Staking, you can earn a percentage on all eligible assets while retaining full access to trade or withdraw those assets, at any time you choose. Flex must be enabled first, and will automatically apply to all eligible assets in your wallet.
If you're interested in earning higher returns, Fixed Staking lets you lock selected assets for a defined period. During this time, those assets can’t be traded or withdrawn, but in exchange, you’ll receive a higher annual percentage yield (APY). Once the lock-up period ends, the assets and any earnings are automatically returned to Flex. You can then choose to restake them on Fixed, or opt-out of staking all together.
On Flex, earnings are calculated daily and paid weekly. On Fixed, earnings are paid at the end of the lock-up period. You can enable and manage your preferences anytime through the Earn hub in your account settings, on both web and mobile.
Updating Staking rates
Earn rates for Staking are calculated daily and paid weekly in the native asset. Earnings are subject to change over time.
Fixed Staking earn rates
The following assets are eligible for Fixed Staking, which offers you the opportunity to earn typically higher APY rates on average, in exchange for locking up your assets for a period of of time.
Asset | Estimated APY | Lock-up Period |
28.00% | 30 days | |
17.70% | 30 days | |
12.20% | 30 days | |
11.50% | 30 days | |
8.00% | 30 days | |
6.90% | 30 days | |
6.00% | 30 days | |
5.70% | 30 days | |
3.00% | 30 days | |
2.50% | 30 days | |
1.70% | 30 days |
Flex Staking earn rates (no lock-up):
The following assets are eligible for Flex Staking, which offers you the opportunity to earn without locking your assets for a predetermined amount of time.
Asset | Estimated APY |
9.30% | |
6.60% | |
5.90% | |
5.40% | |
4.90% | |
4.60% | |
4.50% | |
4.50% | |
4.00% | |
3.80% | |
3.60% | |
3.60% | |
3.50% | |
3.30% | |
3.30% | |
3.20% | |
3.10% | |
3.10% | |
3.00% | |
2.90% | |
2.70% | |
2.60% | |
2.50% | |
2.50% | |
2.40% | |
2.40% | |
2.30% | |
2.20% | |
2.10% | |
1.80% | |
1.80% | |
1.80% | |
1.80% | |
1.70% | |
1.60% | |
1.60% | |
1.50% | |
1.40% | |
1.40% | |
1.40% | |
1.40% | |
1.30% | |
1.20% | |
1.20% | |
1.20% | |
1.20% | |
1.10% | |
1.10% | |
1.00% | |
1.00% | |
0.90% | |
0.90% | |
0.80% | |
0.80% | |
0.80% | |
0.80% | |
0.70% | |
0.60% | |
0.60% | |
0.60% | |
0.60% | |
0.50% | |
0.40% | |
0.40% | |
0.40% | |
0.30% | |
0.30% | |
0.30% | |
0.20% | |
0.20% | |
0.10% |
Latest Lending rates
The following assets are eligible for Lending, which allows Bitvavo to make your crypto available to institutional borrowers, such as market makers. In return, you can earn a percentage on your holdings. Assets remain available for trading or withdrawal, and there is no lock-up period.
| Asset Name (Ticker) | Estimated APY |
|---|---|
| Altlayer (ALT) | 5.0% |
| Curve DAO Token (CRV) | 2.5% |
| Alchemy Pay (ACH) | 1.25% |
| Tensor (TNSR) | 1.25% |
| LayerZero (ZRO) | 1.25% |
| Bitcoin (BTC) | 0.05% |
This article is for informational purposes only and does not constitute a marketing communication or recommendation. None of the content herein should be considered as investment advice or a substitute for it. Bitvavo makes no guarantees regarding the accuracy or completeness of the provided information. Investments involve risks. There is a possibility of losing your entire invested capital.