Updated Staking and Lending rates

Bitvavo
Bitvavo

We regularly update our Staking (now ā€˜Flex’ and ā€˜Fixed’) and Lending earn rates. Below, you’ll find the most recent rates per asset. These rates are effective from June 23rd, 2025.
⁠Additionally, we launched a new Lending experience.

Updating Staking Rates

Earn rates for Staking are calculated daily and paid weekly in the native asset. Earnings are subject to change over time.

Fixed Staking earn rates

The following assets are eligible for Fixed Staking, which offers you the opportunity to earn typically higher APY rates on average, in exchange for locking up your assets for a period of time.

Asset

New fixed rate

Lock up period

LPT

30.1%

30 days

AXS

16.8%

30 days

ATOM

12.8%

30 days

TAO

8.6%

30 days

DOT

8.0%

30 days

TIA

7.7%

30 days

SOL

6.0%

30 days

NEAR

5.7%

30 days

AVAX

3.4%

30 days

ETH

2.5%

30 days

SUI

1.7%

30 days

Flex Staking earn rates (no lock-up)

The following assets are eligible for Flex Staking, which offers you the opportunity to earn without locking your assets for a predetermined amount of time.

Asset

New flex rate

LPT

10.0%

CSPR

6.6%

AXS

5.6%

NEO

5.0%

LUNA2

4.8%

CHZ

4.6%

BABY

4.4%

NIL

4.3%

ATOM

4.2%

POLYX

4.2%

SXP

4.0%

KSM

3.9%

ONT

3.9%

BTT

3.8%

PHA

3.7%

ENJ

3.5%

EGLD

3.3%

AEVO

3.2%

BAND

3.1%

CTSI

3.0%

API3

2.8%

TAO

2.8%

TIA

2.5%

DOT

2.4%

AUDIO

2.4%

INJ

2.3%

FUEL

2.2%

A

2.0%

ONE

1.9%

GRT

1.8%

BANANA

1.8%

NEAR

1.8%

AIOZ

1.7%

ZIL

1.6%

ARK

1.6%

AKT

1.6%

FLOKI

1.5%

SOL

1.5%

LMWR

1.4%

FET

1.4%

APT

1.4%

ICX

1.4%

IP

1.3%

ICP

1.3%

RAY

1.2%

AXL

1.2%

AVAX

1.1%

LUNA

1.1%

CELR

1.0%

AAVE

1.0%

S

1.0%

LTO

0.9%

WOO

0.9%

SKL

0.9%

TRX

0.8%

SEI

0.8%

POND

0.8%

POL

0.7%

ETH

0.6%

CVX

0.5%

THETA

0.4%

ROSE

0.4%

HYPE

0.4%

ADA

0.4%

SUI

0.4%

ANKR

0.4%

INIT

0.4%

SUPER

0.3%

VET

0.2%

STX

0.1%

BNB

0.1%

Introducing Bitvavo’s new Lending

We’ve updated our Lending program to help you earn rewards more easily and transparently.

Lending now works exclusively with Bitvavo’s trusted professional market makers. These partners help support liquidity on the platform, so you can buy or sell assets with better pricing and fewer delays. In return, you can earn rewards on your crypto holdings.

We’ve also expanded the number of assets eligible for Lending rewards. This means you can now earn on more of your crypto, either by opting in globally or through one-time consent for lending-enabled assets.

How it works

There are two types of assets in the Lending program:

  • Global Lending for all assets: Lending is optional and can be enabled or disabled in your account settings.

  • Lending-enabled assets: In exceptional cases, an asset requires your explicit consent to participate in Lending before you can buy them. 

Lending rewards are dynamic and depend on how much of each asset is actively being lent out. The more that’s used, the more competitive the reward rate. Assets remain accessible at all times and can be sold or withdrawn whenever you choose.

For more information visit the Earn page or check our Lending FAQs for details.

This article is for informational purposes only and does not constitute a marketing communication or recommendation. None of the content herein should be considered as investment advice or a substitute for it. Bitvavo makes no guarantees regarding the accuracy or completeness of the provided information. Investments involve risks. There is a possibility of losing your entire invested capital.

Bitvavo B.V.

Trading digital assets involves significant risks. Digital assets are highly volatile and you may lose some or all of your investment. The information on this page does not constitute advice, and should not be relied upon as such. Bitvavo is authorized as a crypto-asset service provider under Regulation (EU) 2023/1114 (MiCA) by the Autoriteit Financiƫle Markten (AFM), Vijzelgracht 50, 1017 HS Amsterdam. More info can be found in our Risk Disclosure.

Bitvavo is registered at the Dutch Chamber of Commerce, number 68743424.