Earn with Staking

Stake 70+ assets with Flex and earn up to 9.30% APY, or lock in even higher returns with Fixed Staking on eligible assets.
Enable Staking

Put your crypto to work

Earn returns with weekly payouts on Flex Staking with the freedom to trade anytime, or lock up your assets for a fixed term with Fixed Staking to earn even higher annual returns, on crypto you already own.

Enable once

Turn on Flex Staking from the Earn hub in your account menu to start automatically earning on 50+ eligible assets.

Choose Flex or Fixed

Maintain the freedom to trade assets staked on Flex, or choose to lock up assets eligible for Fixed Staking to earn a higher overall APY.

Regular paydays

Flex earnings are paid out every Monday, while crypto earned with Fixed Staking is paid out at the end of the lock up period.

Reward rates as high as 9.30%

Choose from a large selection of reward-generating assets.

Livepeer
Livepeer
LPT

9.30%

Casper
Casper
CSPR

6.60%

Axie Infinity
Axie Infinity
AXS

5.90%

Babylon
Babylon
BABY

5.40%

Altlayer
Altlayer
ALT

5.00%

Manta Network
Manta Network
MANTA

4.90%

Phala Network
Phala Network
PHA

4.60%

Terra 2.0
Terra 2.0
LUNA2

4.50%

Chiliz
Chiliz
CHZ

4.50%

Cosmos
Cosmos
ATOM

4.00%

Choose a Staking style that suits you

Whether you want the freedom to trade anytime or prefer to lock in higher returns, Bitvavo makes it easy to earn crypto on your crypto. To get started, you’ll first need to enable Flex Staking for all eligible assets. You can then opt-in to Fixed Staking on a per-asset basis where available, giving you the flexibility to customize your earning strategy.

Flex Staking

Passive earnings with full flexibility. With Flex Staking, your assets remain available to trade or withdraw at any time: no lock-up, no waiting period. It’s ideal if you want to stay active in the market while earning passive returns on your current cryptocurrency holdings. Earnings are calculated daily and paid out weekly.

Fixed Staking

Lock up assets for higher returns. Fixed Staking lets you earn even more by locking eligible assets for a predefined period. In return for that commitment, you can earn a higher APY on assets staked through Fixed. Earnings are paid out at the end of the term, and assets unlock automatically, defaulting back to Flex.

Reward-generating assets

Livepeer
Livepeer
LPT

9.30%

Casper
Casper
CSPR

6.60%

Axie Infinity
Axie Infinity
AXS

5.90%

Babylon
Babylon
BABY

5.40%

Altlayer
Altlayer
ALT

5.00%

Manta Network
Manta Network
MANTA

4.90%

Phala Network
Phala Network
PHA

4.60%

Terra 2.0
Terra 2.0
LUNA2

4.50%

Chiliz
Chiliz
CHZ

4.50%

Cosmos
Cosmos
ATOM

4.00%

Nillion
Nillion
NIL

3.80%

Solar
Solar
SXP

3.60%

Polymesh
Polymesh
POLYX

3.60%

BitTorrent
BitTorrent
BTT

3.50%

NEO
NEO
NEO

3.30%

MultiversX
MultiversX
EGLD

3.30%

Band Protocol
Band Protocol
BAND

3.20%

Bittensor
Bittensor
TAO

3.20%

Kusama
Kusama
KSM

3.10%

AEVO
AEVO
AEVO

3.10%

Audius
Audius
AUDIO

3.00%

Enjin
Enjin
ENJ

2.90%

Vaulta
Vaulta
A

2.90%

Cartesi
Cartesi
CTSI

2.70%

Polkadot
Polkadot
DOT

2.60%

Terra Classic
Terra Classic
LUNA

2.50%

Celestia
Celestia
TIA

2.50%

Curve DAO Token
Curve DAO Token
CRV

2.50%

SKALE Network
SKALE Network
SKL

2.40%

Fuel Network
Fuel Network
FUEL

2.40%

Injective Protocol
Injective Protocol
INJ

2.30%

LimeWire
LimeWire
LMWR

2.20%

The Graph
The Graph
GRT

2.10%

Ontology
Ontology
ONT

1.80%

Harmony
Harmony
ONE

1.80%

API3
API3
API3

1.80%

Akash Network
Akash Network
AKT

1.70%

Ark
Ark
ARK

1.60%

Zilliqa
Zilliqa
ZIL

1.60%

Solana
Solana
SOL

1.50%

Fetch.ai
Fetch.ai
FET

1.50%

ICON
ICON
ICX

1.40%

Aptos
Aptos
APT

1.40%

Cronos
Cronos
CRO

1.40%

Banana Gun
Banana Gun
BANANA

1.40%

AIOZ Network
AIOZ Network
AIOZ

1.30%

Alchemy Pay
Alchemy Pay
ACH

1.25%

Tensor
Tensor
TNSR

1.25%

LayerZero
LayerZero
ZRO

1.25%

FLOKI
FLOKI
FLOKI

1.20%

Axelar
Axelar
AXL

1.20%

Internet Computer
Internet Computer
ICP

1.20%

Story
Story
IP

1.20%

Raydium
Raydium
RAY

1.10%

Celer Network
Celer Network
CELR

1.10%

Marlin
Marlin
POND

1.00%

Aave
Aave
AAVE

1.00%

Avalanche
Avalanche
AVAX

0.90%

Sonic (prev. FTM)
Sonic (prev. FTM)
S

0.90%

LTO Network
LTO Network
LTO

0.80%

POL
POL
POL

0.80%

Tron
Tron
TRX

0.80%

Stacks
Stacks
STX

0.80%

Sei
Sei
SEI

0.70%

Ethereum
Ethereum
ETH

0.60%

Ankr
Ankr
ANKR

0.60%

WOO
WOO
WOO

0.60%

Clearpool
Clearpool
CPOOL

0.60%

Convex Finance
Convex Finance
CVX

0.50%

Sui
Sui
SUI

0.40%

Oasis Network
Oasis Network
ROSE

0.40%

Hyperliquid
Hyperliquid
HYPE

0.40%

Cardano
Cardano
ADA

0.30%

Theta Network
Theta Network
THETA

0.30%

VeChain Thor
VeChain Thor
VET

0.30%

SuperVerse
SuperVerse
SUPER

0.20%

Toncoin
Toncoin
TON

0.20%

Near Protocol
Near Protocol
NEAR

0.17%

Binance Coin
Binance Coin
BNB

0.10%

Bitcoin
Bitcoin
BTC

0.05%

* The availability of assets may vary per country.

More ways to earn

Earn with Lending

Bitvavo Lending allows your crypto to be temporarily lent to carefully selected institutional borrowers, including market makers who help create liquidity on the platform. This supports smoother trading for all users. You retain legal ownership of your assets and can opt out at any time, subject to processing times. Supported assets and interest rates may change over time.

FAQ

With Flex Staking, your assets remain available to trade or withdraw at any time while still earning rewards. Fixed Staking allows you to lock selected assets for a set period in exchange for higher annual returns.

Navigate to the Earn hub from the Account Menu in the Bitvavo platform, on web or via our mobile app. From there, first enable Flex Staking for all supported assets. To participate in Fixed Staking, you can then enable it for each eligible asset in your wallet. Flex Staking (and Lending) can only be enabled for all supported assets at once. On mobile, make sure you’re using the latest version of the app.

Flex Staking is currently available on 50+ assets. Fixed Staking is available for a select list of staking assets. For the assets for which Fixed is available, both the APY and the lock up periods are continuously subject to change. We aim to expand the offering of assets for which Fixed Staking is available in the near future.

With Flex Staking and Lending, you can trade or withdraw your assets at any time. With Fixed Staking, your assets are locked for a fixed period and will not be available to trade or withdraw until that period has ended.

Rewards are calculated based on two factors:

  1. The APY rate of each supported asset. These rates may change due to blockchain or market conditions.
  2. The lowest daily balance of eligible assets held in your Bitvavo wallet. Assets in open orders are included in this balance.

If you sell or withdraw an asset to an external wallet, it will stop earning rewards.

Flex Staking and Lending rewards are accrued daily and paid out weekly on Mondays. Payouts are made in the form of digital assets and appear in your account before 23:59 CE(S)T. With Fixed Staking, the payouts are processed as soon as the specified lock up period ends. All earnings are paid out in crypto, directly into your Bitvavo wallet.

Yes, reward rates for both Staking and Lending can change. These changes may be caused by network conditions, liquidity pool participation, or supply and demand. However, for Fixed Staking, the reward rates will not change throughout the lock-up period.

Disabling Staking stops rewards from being earned on any eligible assets you hold. You can re-enable Staking at any time through your Earn hub settings.

Yes, but with a few important details. Flex Staking must be enabled first to access any staking earnings. For eligible assets, you can then opt into Fixed Staking to enhance your APY rate for the lock up period. Once staked in a Fixed contract, your assets will be locked up for the specified period. After the Fixed lock-up period ends, staked assets and earnings will automatically move back into Flex Staking. You can then choose either to restake on Fixed, continue staking on Flex, or opt out of Staking all together.

Certain jurisdictions may have restrictions on using Lending or Staking services. For example, Bitvavo’s Lending product is currently not available to users residing in Germany.

Tax rules vary depending on your country of residence. Staking and Lending rewards may be considered income or subject to other types of taxation. We recommend consulting a tax advisor or checking with your local tax authority to understand your obligations.

We work with multiple market makers and corporate firms that provide liquidity to the Bitvavo exchange. All counterparties undergo an elaborate screening process to determine creditworthiness and set appropriate limits aimed at mitigating risk. The creditworthiness and reliability of borrowers is typically assessed through a combination of factors, including credit history, financial statements, KYC/AML, reviewing reputation and references, IT risk assessment, and operational risk assessment.

Both Staking and Lending carry risks. With Lending, your assets are lent to vetted third parties with strict collateral requirements, but who may default or fail to return them. With Staking, risks vary by type: Flex Staking is subject to fluctuating APY rates, while Fixed Staking involves a lock-up period, during which asset prices may change, affecting the value of your holdings. Proof of stake protocols whereby the staker participates in validating transactions on the blockchain carry risks such as slashing, meaning a reduction of the initial staked amount due to non-performance (such as double signing) of a validator. Smart contract staking protocols, whereby the staker locks up funds into a pool to receive a share of the inflation, carries the risk of smart contract malfunction and potential loss of locked funds. Bitvavo only works with carefully selected partners and applies strict risk management procedures—but losses may still occur. Learn more in our Risk Disclosure Statement.

Proof of stake staking involves the process of participating in the validation and consensus of a blockchain network by holding and locking up cryptocurrency assets. Bitvavo stakes on behalf of its customers. As a customer, you entrust Bitvavo to handle the Staking process, including the selection of appropriate validators or nodes within the supported blockchain networks. Bitvavo employs a rigorous due diligence process to assess the credibility and reliability of validators or nodes it engages with for staking purposes. This due diligence process may involve evaluating factors such as the reputation of the validators or nodes, their performance history, security measures in place, and their compliance with network protocols.

With smart contract staking there are no validators. Instead a risk assessment is performed on the smart contract including checking audits and ensuring certain criteria are met including not using lending protocols.

Start earning on crypto you already own

Enable Staking or Lending in your account settings or wallet view. You’ll automatically start earning on all eligible assets.

Enable Staking

Bitvavo B.V.

Trading digital assets involves significant risks. Digital assets are highly volatile and you may lose some or all of your investment. The information on this page does not constitute advice, and should not be relied upon as such. Bitvavo is registered with the Dutch Central Bank (DNB) with registration number R163129. More info can be found in our Risk Disclosure.

Bitvavo is registered at the Dutch Chamber of Commerce, number 68743424.