Proof of Reserves
Verified crypto reserve ratios
The reserve ratio is the platform's assets divided by the users' assets held on an exchange. A reserve ratio greater than or equal to 100% means that the platform is capable of covering customersā assets. The assets within scope are mentioned below, along with the reserve ratio. The values are shown as of 30/09/2025 , and are updated quarterly.
100%
Bitcoin BTC
Bitvavo controlled BTC representing more than 100% of client BTC liabilities
100%
Ethereum ETH
Bitvavo controlled ETH representing more than 100% of client ETH liabilities
100%
Solana SOL
Bitvavo controlled SOL representing more than 100% of client SOL liabilities
100%
Cardano ADA
Bitvavo controlled ADA representing more than 100% of client ADA liabilities
100%
Ripple XRP
Bitvavo controlled XRP representing more than 100% of client XRP liabilities
104%
Dogecoin DOGE
Bitvavo controlled DOGE representing more than 100% of client DOGE liabilities
100%
Fetch.ai FET
Bitvavo controlled FET representing more than 100% of client FET liabilities
111%
Euro EUR
Bitvavo controlled EURO representing more than 100% of client EURO liabilities
100%
Shiba Inu SHIB
Bitvavo controlled SHIB representing more than 100% of client SHIB liabilities
100%
Chainlink LINK
Bitvavo controlled LINK representing more than 100% of client LINK liabilities
100%
Hedera HBAR
Bitvavo controlled HBAR representing more than 100% of client HBAR liabilities
100%
Sui SUI
Bitvavo controlled SUI representing more than 100% of client SUI liabilities
100%
VeChain Thor VET
Bitvavo controlled VET representing more than 100% of client VET liabilities
Verify your funds in three steps
How to confirm your balance is included in Bitvavoās latest Proof of Reserves attestation.
Log in to Bitvavo
Access your Bitvavo account using your web browser
Select a date range
Choose the timeframe you want to verify and generate your report
Download your proof
Get your verification report from our independent accounting firm
Frequently asked questions
Proof of Reserves (PoR) is a verification method used by crypto exchanges to demonstrate that customer assets are fully backed by in-kind assets. This process confirms that a custodian holds the assets it claims to on behalf of its customers. A third party takes an anonymized snapshot of all balances and aggregates them into a Merkle tree.
A Merkle tree is a privacy-friendly data structure that encapsulates all customer balances.
Increases Trust ā Bitvavo holds sufficient assets to cover customer liabilities. Ensures Historical Transparency ā A record of exchange reserves demonstrates financial stability over time.
Proof of Reserves, explained
An immutable record of assets
An independent accounting firm takes an anonymized snapshot of all user balances at a specific point in time.
Cryptographic proof of reserves
Balances are structured into a Merkle tree, ensuring data integrity and preventing tampering.
Your funds, accounted for
Clients can verify that their funds were accounted for in the latest attestation using a unique Merkle root. Attestations are performed quarterly.
Committed to transparency
Trust is built on transparency. We provide clear, verifiable proof that customer assets within scope are fully backed through independent attestations. As one of Europeās leading crypto exchange platforms, we operate with regulatory oversight, offer clear and competitive pricing, and give customers the tools to verify their holdings at any time.
Verify your fundsBitvavo B.V.
Trading digital assets involves significant risks. Digital assets are highly volatile and you may lose some or all of your investment. The information on this page does not constitute advice, and should not be relied upon as such. Bitvavo is authorized as a crypto-asset service provider under Regulation (EU) 2023/1114 (MiCA) by the Autoriteit Financiƫle Markten (AFM), Vijzelgracht 50, 1017 HS Amsterdam. More info can be found in our Risk Disclosure.
Bitvavo is registered at the Dutch Chamber of Commerce, number 68743424.